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Free Articles Online Alcohol Use Can Affect Your Insurance Premium Rates

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canada goose outlet england Alcohol abuse leads to increased health risks including coronary heart diseases, heart attacks, obesity, chronic pancreatitis, fetal damage, hardening of liver, chronic liver diseases, blackouts and memory lapses, severe cognitive effects Canada Goose Outlet, lack of co ordination, irregular heart beat, coma and even death. There will be decrease canada goose outlet toronto factory in life expectancy in alcohol abusers by 10 to canada goose outlet uk sale 15 years. Since the alcohol abuse impacts the life expectancy of the abuser, the insurance companies distinguish between the abusers and non abusers. Alcohol abusers have to pay huge insurance premiums when compared to non abusers. canada goose outlet england

canada goose outlet in usa If a canada goose outlet reviews person is a heavy drinker, he has to pay high insurance premiums. Generally, more than two three drinks a day will knock a person out of regular life insurance rates. When a person applies for a insurance premium, he is inquired about alcohol consumption. The person has to undergo canada goose outlet jackets few medical examinations in order to make sure that he/she is not an alcohol canada goose outlet sale abuser. The person has to undergo liver function test called Carbohydrate Deficient Transferrin (CDT) test. By CDT test, one can know the liver enzyme level. If a person is a heavy drinker, then the CDT test would show elevated liver enzyme levels. The policy of that person would be denied or the policy will canada goose outlet online uk be issued, but with higher policy rates. canada goose outlet in usa

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canada goose outlet vancouver As we discussed above, alcohol abuse canada goose outlet uk can have a major influence on your insurance premium rates. Either the applicant insurance policy will get rejected or has to pay high life insurance premiums rates. Therefore, it is necessary to avoid much alcohol intake to enjoy the benefits of insurance. canada goose outlet vancouver

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